CM Punjab Maryam Nawaz Launches 3-Phase Free Plot Scheme: Apni Zameen Apna Ghar 2025
In a transformative step toward housing security, Punjab Chief Minister Maryam Nawaz Sharif has launched the Apni Zameen Apna Ghar scheme, a landmark initiative offering free 3-marla plots to low-income and homeless families across Punjab. Announced in January 2025, this 3-phase program aims to provide 1,892 free plots in its first phase, ensuring deserving families achieve the dream of owning their own land and home. Managed by the Punjab Housing and Town Planning Agency (PHATA), this initiative is a cornerstone of the Punjab government’s “Housing for All” vision, targeting vulnerable groups like widows, orphans, and the disabled. This article provides a comprehensive guide on the scheme’s eligibility, registration process, and benefits, optimized for readers seeking to apply for the Punjab 3 Marla Free Plot Scheme 2025.
Overview of the Apni Zameen Apna Ghar Scheme
The Apni Zameen Apna Ghar program, launched by Chief Minister Maryam Nawaz, is designed to address homelessness and empower low-income families by providing 3-marla (675 sq. ft.) residential plots completely free of cost. The scheme, which began with the inauguration of the Zahra Homes/Maskan Ravi project in Kala Shah Kaku, is part of the broader Apni Chhat Apna Ghar initiative, which also offers interest-free construction loans of up to Rs. 1.5 million. With a transparent balloting system and zero application fees, the program ensures fairness and accessibility for all eligible applicants.
Key Features of the Scheme
- Free 3-Marla Plots: 1,892 plots distributed across 19 districts in Phase 1.
- Interest-Free Loans: Up to Rs. 1.5 million for home construction, repayable at Rs. 14,000/month over 7 years.
- Priority Groups: Widows, orphans, disabled persons, and laborers receive preference.
- Transparent Allocation: Computerized balloting overseen by district-level committees.
- No Application Fees: Ensures inclusivity and prevents exploitation.
Eligibility Criteria for the 3 Marla Plot Scheme
To ensure the plots reach genuinely deserving families, the Punjab government has set strict eligibility criteria. Applicants must meet the following requirements to qualify for the Punjab Free Plot Scheme 2025:
- Residency: Must be a permanent resident of Punjab with a valid Punjab-issued CNIC.
- Property Ownership: Neither the applicant, their spouse, nor dependent children should own any land or house in Pakistan.
- Income: Monthly household income must be less than Rs. 50,000, verified by the National Socio-Economic Registry (NSER) with a PMT score of 60 or below.
- Legal Status: Applicants must have no criminal record or history of loan defaults with any financial institution.
- Age and Family Status: Must be 18 years or older, with priority given to married individuals and heads of nuclear families.
- District Restriction: Applications are only accepted for schemes within the applicant’s home district.
Note: The reference to “Malbab residency” seems to be a misstatement or typo, as no such requirement exists in official sources. The scheme applies to permanent residents of Punjab across 19 districts.
How to Register Online for the Punjab 3 Marla Plot Scheme
The Punjab government has streamlined the application process through the official portal azag.punjab.gov.pk. While the specific online portal for the 3-marla plot scheme is expected to launch soon, the existing Apni Chhat Apna Ghar portal (acag.punjab.gov.pk) may be updated to accommodate registrations. Here’s a step-by-step guide to apply online:
- Visit the Official Portal: Access azag.punjab.gov.pk or acag.punjab.gov.pk for updates.
- Create an Account: Register using your CNIC and mobile number.
- Complete the Application Form: Provide personal details, family information, and income proof.
- Upload Documents: Submit scanned copies of:
- Valid CNIC (applicant and spouse).
- Proof of residence (utility bill or domicile).
- Income proof (salary slip or poverty certificate).
- Affidavit declaring no property ownership.
- Family Registration Certificate (FRC) from NADRA.
- Submit and Track: Receive an application reference number to monitor your status via the portal or SMS (8171).
Important: The application process is free. Beware of fraudulent websites or agents charging fees. Report scams to the helpline 0800-09100 or complaints.punjab.gov.pk.
Phase 1 Distribution: Districts and Plot Allocations
The first phase of the Apni Zameen Apna Ghar scheme covers 19 districts with 1,892 plots across 23 housing schemes. Below is a breakdown of plot allocations:
| Region/Division | Districts Covered | Number of Plots |
|---|---|---|
| Rawalpindi Division | Attock, Jhelum, Rawalpindi | 658 |
| Lahore Region | Lahore, Kasur, Sheikhupura | 518 |
| Faisalabad Division | Faisalabad, Chiniot, Jhang | 288 |
| Multan Region | Multan, Vehari, Lodhran | 270 |
| Bhakkar Region | Bhakkar, Khushab | 131 |
| Bahawalpur Division | Bahawalpur, Bahawalnagar, Rajanpur | 27 |
| Other Districts | Gujrat, Mandi Bahauddin, Okara, Sahiwal, Sargodha | Varies |
Source: Punjab Housing and Town Planning Agency (PHATA)
Benefits of the Punjab Free Plot Scheme 2025
The Apni Zameen Apna Ghar scheme offers transformative benefits for low-income families:
- Homeownership: Enables families to own land and build permanent homes.
- Financial Relief: Interest-free loans reduce the burden of construction costs.
- Social Inclusion: Empowers vulnerable groups like widows and the disabled.
- Economic Impact: Expected to create 500,000 jobs in the construction sector.
- Improved Living Standards: Reduces slums, overcrowding, and housing insecurity.
Terms and Conditions for Plot Allotment
To maintain the scheme’s integrity, the Punjab government has outlined strict rules:
- Construction Timeline: Start construction within 6 months and complete within 2 years.
- Non-Transferable: Plots cannot be sold or transferred for 5 years.
- Residential Use Only: Commercial activities are prohibited.
- Compliance: PHATA may inspect construction to ensure adherence to guidelines.
- Cancellation: Non-compliance may lead to plot repossession by PHATA.
FAQs About the Punjab 3 Marla Plot Scheme
Q1: What is the last date to apply for the scheme?
A: The registration period is from July 1, 2025, to December 31, 2025. Check azag.punjab.gov.pk for updates.
Q2: Can I apply for a plot outside my district?
A: No, applications are restricted to your home district as per your CNIC.
Q3: Is there an application fee?
A: No, the application process is completely free.
Q4: How will I know if I’m selected?
A: Selected applicants will receive SMS or email notifications. You can also track your status on azag.punjab.gov.pk or via SMS (8171).
Q5: Can I use the plot for commercial purposes?
A: No, the plot is strictly for residential use. Violations may lead to cancellation.
Conclusion
The Punjab 3 Marla Free Plot Scheme 2025, under the Apni Zameen Apna Ghar initiative, is a game-changer for low-income and homeless families in Punjab. By offering free 3-marla plots and interest-free construction loans, Chief Minister Maryam Nawaz is paving the way for dignified living and social empowerment. Eligible residents should prepare their documents, monitor azag.punjab.gov.pk for registration updates, and apply before the December 31, 2025 deadline. For further assistance, contact the helpline at 0800-09100 or visit your local Deputy Commissioner’s office. Stay informed with Tazinews.com for the latest updates on this transformative housing scheme.
اپنی زمین اپنا گھر 3 مرلہ فری پلاٹ
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